Guarantee cheques in car rental in Morocco: the risk and the alternatives

Many agencies still keep a cheque as a deposit. Moroccan commercial law forbids accepting a cheque as a guarantee. Here are safer options.

Why the guarantee cheque is a problem

In Morocco a cheque is a means of payment payable on sight, not a guarantee. The Commercial Code (article 316) also penalises whoever knowingly accepts a cheque on condition it is kept as a guarantee and not cashed. The agency itself takes a legal risk, and a bounced cheque is often hard to recover months later.

Safer alternatives

  • Cash deposit with a signed, numbered receipt.
  • Card pre-authorisation on a payment terminal (amount blocked, not debited).
  • Bank transfer refunded on return.
  • Lower deposit combined with GPS and a verified customer file.

Write the rules in the contract

State the deposit amount, what can be deducted (damage, fuel, fines, delays) and the refund delay. Do the check-in inspection with photos before deciding.

With Rentiffy

The deposit is recorded on the booking, then released or partly kept at return sign-off with the reason shown on the receipt. Fines found later can be deducted from the deposit still held.

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